A literature review on the application of evolutionary computing to credit scoring
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Otros documentos de la autoría: Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador
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Mostrar el registro completo del ítemcomunitat-uji-handle:10234/9
comunitat-uji-handle2:10234/43662
comunitat-uji-handle3:10234/43643
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A literature review on the application of evolutionary computing to credit scoringFecha de publicación
2013Editor
Palgrave MacmillanCita bibliográfica
MARQUÉS, A. I.; GARCÍA, V.; SÁNCHEZ, J. S. A literature review on the application of evolutionary computing to credit scoring. Journal of the Operational Research Society, 2013, vol. 64, no 9, p. 1384-1399.Tipo de documento
info:eu-repo/semantics/articleVersión de la editorial
http://www.palgrave-journals.com/jors/journal/v64/n9/abs/jors2012145a.htmlVersión
info:eu-repo/semantics/acceptedVersionPalabras clave / Materias
Resumen
The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical ... [+]
The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical programming techniques such as discriminant analysis, linear and logistic regression, linear and quadratic programming, or decision trees. However, the importance of credit grant decisions for financial institutions has caused growing interest in using a variety of computational intelligence techniques. This paper concentrates on evolutionary computing, which is viewed as one of the most promising paradigms of computational intelligence. Taking into account the synergistic relationship between the communities of Economics and Computer Science, the aim of this paper is to summarize the most recent developments in the application of evolutionary algorithms to credit scoring by means of a thorough review of scientific articles published during the period 2000–2012. [-]
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Journal of the Operational Research Society (2013) vol. 64, no 9Derechos de acceso
This is a post-peer-review, pre-copyedit version of an article published in Journal of the Operational Research Society. The definitive publisher-authenticated version is available online.
http://rightsstatements.org/vocab/InC/1.0/
info:eu-repo/semantics/openAccess
http://rightsstatements.org/vocab/InC/1.0/
info:eu-repo/semantics/openAccess
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