Browsing by Author "0f2d8b55-ca58-415b-924e-0e062f6ff10e"

Now showing items 1-2 of 2

    • closedAccess   Countercyclical prudential buffers and bank risk-taking 

      Illueca, Manuel; Norden, Lars; Pacelli, Joseph; Udell, Gregory F. Elsevier (2022-01-31)
      We investigate the effects of countercyclical prudential buffers on bank risk-taking. We exploit the introduction of dynamic loan loss provisioning in Spain, mandating that banks use historical average loss rates in their ...

    • closedAccess   Liberalization and Risk-Taking: Evidence from Government-Controlled Banks 

      Illueca, Manuel; Norden, Lars; Udell, Gregory F. Oxford University Press (2014-07)
      We study the effects of the interplay between deregulation and governance on risk-taking in the financial industry. We consider the removal of regulatory geographic constraints for savings banks in Spain, the cajas, which ...