Mostrar el registro sencillo del ítem
The timeliness of loan loss provisions and the credit crunch in Spain: Evidence from firm-level data
dc.contributor | Illueca Muñoz, Manuel | |
dc.contributor.author | Martínez Zaragoza, Mónica | |
dc.contributor.other | Universitat Jaume I. Departament de Finances i Comptabilitat | |
dc.date.accessioned | 2014-09-03T11:02:12Z | |
dc.date.available | 2014-09-03T11:02:12Z | |
dc.date.issued | 2014-06-20 | |
dc.identifier.uri | http://hdl.handle.net/10234/99967 | |
dc.description | Treball Final de Grau en Finances i Comptabilitat. Codi: FC1049. Curs acadèmic 2013-2014 | ca_CA |
dc.description.abstract | The main objective of this End of Degree Project is to test whether more conservative banks before the economic crisis –i.e., those who exhibited timelier loan loss recognition-, were able to extend more loans to their borrowers after the burst of the real estate bubble in Spain. To do this, we use a unique database (SABI), which allows us to match borrowers and lenders financial statements for the period 1997-2009. Our findings suggest that a) financial entities with higher capital buffers before the crisis exhibit a lower reduction in its lending to non-financial firms during the crisis, b) commercial banks and saving banks with more timely loan loss recognition prior to the crisis exhibit a lower reduction in its lending to non-financial firms during the crisis, c) firms borrowing from banks with more timely loan loss recognition prior to the crisis exhibit a lower likelihood of bankruptcy during the crisis. | ca_CA |
dc.format.extent | 43 p. | ca_CA |
dc.format.mimetype | application/pdf | ca_CA |
dc.language.iso | eng | ca_CA |
dc.publisher | Universitat Jaume I | ca_CA |
dc.rights | Attribution-NonCommercial-NoDerivs 4.0 Spain | * |
dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/4.0/ | * |
dc.subject | Grau en Finances i Comptabilitat | ca_CA |
dc.subject | Grado en Finanzas y Contabilidad | ca_CA |
dc.subject | Bachelor's Degree in Finance and Accounting | ca_CA |
dc.subject | banks | ca_CA |
dc.subject | Spain | ca_CA |
dc.subject | crisis | ca_CA |
dc.title | The timeliness of loan loss provisions and the credit crunch in Spain: Evidence from firm-level data | ca_CA |
dc.type | info:eu-repo/semantics/bachelorThesis | ca_CA |
dc.educationLevel | Estudios de Grado | ca_CA |
dc.subject.jel | G21 | ca_CA |
dc.subject.jel | M41 | ca_CA |
dc.rights.accessRights | info:eu-repo/semantics/openAccess | ca_CA |
Ficheros en el ítem
Este ítem aparece en la(s) siguiente(s) colección(ones)
-
Grau en Finances i Comptabilitat [443]
FC1049