• closedAccess   Constructing a financial inclusion index for Mexican municipalities 

      Dircio Palacios Macedo, María del Carmen; Cruz-García, Paula; Hernandez-Trillo, Fausto; Tortosa-Ausina, Emili Elsevier (2023)
      Access to financial services varies sharply around the world among countries but also within regions and municipalities in the same country. To identify this important variation multivariate indices have been considered ...
    • closedAccess   Financial inclusion and exclusion across Mexican municipalities 

      Cruz-García, Paula; Dircio Palacios Macedo, María del Carmen; Tortosa-Ausina, Emili Wiley (2021)
      Although in recent years there has been a growth in banking services in Mexico, there is still a significant delay in terms of financial inclusion, which is also very uneven across municipalities. In this context, this ...
    • closedAccess   Informal, formal institutions and credit: complements or substitutes? 

      Cruz-García, Paula; Peiró-Palomino, Jesús Cambridge University Press (2019-08)
      This paper analyses the relationship between informal institutions measured by social trust and the provision of private credit. Research on the trust–finance relationship abounds, although most of it is confined to the ...
    • openAccess   The geographic visualization of financial inclusion and exclusion in Mexican municipalities 

      Dircio Palacios Macedo, María del Carmen; Cruz-García, Paula; Hernandez-Trillo, Fausto; Tortosa-Ausina, Emili Sage (2023-09-23)
      In this paper, we present a gridded population cartogram illustrating a recently constructed financial inclusion index for Mexico 2020 (Dircio-Palacios-Macedo et al., 2023). Its importance relies in that it allows us to ...
    • openAccess   The impact of diversification on the profitability and risk of Chinese banks: evidence from a semiparametric approach 

      Wu, Minzhi; Tortosa-Ausina, Emili; Cruz-García, Paula Springer (2024-06-24)
      This paper analyzes the effects of banking diversification and focus strategies on the profitability and risk of Chinese banks in the post-crisis years (2008–2019). For this purpose, semiparametric estimates are used. The ...