Browsing UJI: Investigación by Author "0a13e5f7-b30c-46c1-943f-2678f25059ea"
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Countercyclical prudential buffers and bank risk-taking
Illueca, Manuel; Norden, Lars; Pacelli, Joseph; Udell, Gregory F. Elsevier (2022-01-31)We investigate the effects of countercyclical prudential buffers on bank risk-taking. We exploit the introduction of dynamic loan loss provisioning in Spain, mandating that banks use historical average loss rates in their ...