Browsing Departament: Finances i Comptabilitat by Source "Journal of Financial Intermediation. Volume 51, July 2022, 100961"
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Countercyclical prudential buffers and bank risk-taking
Elsevier (2022-01-31)We investigate the effects of countercyclical prudential buffers on bank risk-taking. We exploit the introduction of dynamic loan loss provisioning in Spain, mandating that banks use historical average loss rates in their ...