• openAccess   A literature review on the application of evolutionary computing to credit scoring 

      Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador Palgrave Macmillan (2013)
      The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical ...
    • openAccess   Use of ensemble based on GA for imbalance problem 

      Cleofás Sánchez, Laura; Valdovinos Rosas, Rosa María; García, Vicente; Alejo Eleuterio, Roberto Springer Verlag (Germany) (2009)
      In real-world applications, it has been observed that class imbalance (significant differences in class prior probabilities) may produce an important deterioration of the classifier performance, in particular with patterns ...