Visualitza Departament: Llenguatges i Sistemes Informàtics per paraule clau "Credit scoring"
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A literature review on the application of evolutionary computing to credit scoring
Palgrave Macmillan (2013)The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical ... -
Improving Risk Predictions by Preprocessing Imbalanced Credit Data
Springer Berlin Heidelberg (2012)Imbalanced credit data sets refer to databases in which the class of defaulters is heavily under-represented in comparison to the class of non-defaulters. This is a very common situation in real-life credit scoring ...
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On the suitability of resampling techniques for the class imbalance problem in credit scoring
Palgrave Macmillan (2013)In real-life credit scoring applications, the case in which the class of defaulters is under-represented in comparison with the class of non-defaulters is a very common situation, but it has still received little attention. ...
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Two-level classifier ensembles for credit risk assessment
Elsevier (2012)Many techniques have been proposed for credit risk assessment, from statistical models to artificial intelligence methods. During the last few years, different approaches to classifier ensembles have successfully been ...
