• openAccess   A literature review on the application of evolutionary computing to credit scoring 

      Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador Palgrave Macmillan (2013)
      The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical ...
    • closedAccess   Exploring the behaviour of base classifiers in credit scoring ensembles 

      Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador Elsevier (2012)
      Many techniques have been proposed for credit risk assessment, from statistical models to artificial intelligence methods. During the last few years, different approaches to classifier ensembles have successfully been ...
    • openAccess   On the suitability of resampling techniques for the class imbalance problem in credit scoring 

      Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador Palgrave Macmillan (2013)
      In real-life credit scoring applications, the case in which the class of defaulters is under-represented in comparison with the class of non-defaulters is a very common situation, but it has still received little attention. ...
    • closedAccess   Two-level classifier ensembles for credit risk assessment 

      Marqués Marzal, Ana Isabel; García, Vicente; Sánchez Garreta, Josep Salvador Elsevier (2012)
      Many techniques have been proposed for credit risk assessment, from statistical models to artificial intelligence methods. During the last few years, different approaches to classifier ensembles have successfully been ...