The regulation and development of microcredits in European territory: France and Spain
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Title
The regulation and development of microcredits in European territory: France and SpainAuthor (s)
Tutor/Supervisor; University.Department
Rivera Lirio, Juana María; Universitat Jaume I. Departament de Finances i ComptabilitatDate
2018-07-11Publisher
Universitat Jaume IAbstract
Microcredit is a financial tool designed to end the financial and social exclusion of people,
as well as a means of eradicating poverty. Muhammad Yunus, founder of microcredit,
established Grameen Bank, one of the ... [+]
Microcredit is a financial tool designed to end the financial and social exclusion of people,
as well as a means of eradicating poverty. Muhammad Yunus, founder of microcredit,
established Grameen Bank, one of the world's most prestigious microcredit institutions.
Microcredit has gone through an increasing evolution in almost every country in the
world. In Europe, its development has been positive and it has offered opportunities to
many people and families who had lost their jobs. Also, microfinance institutions play a
very important role within Europe. Almost 60% of European MFI spend more than 50%
of their billing of microcredit.
However, every country has its own regulations and their microcredits work differently
even though they belong to Europe. While in the case of France, a clear regulation and
development of this financial tool can be noticed, in Spain the evolution is different, since
this country is stuck in a point of null regulation in the microfinance sector. [-]
Subject
Description
Treball Final de Grau en Finances i Comptabilitat. Codi: FC1049. Curs: 2017/2018
Type
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