The Spanish Household Indebtedness. The Role of Socio-demographic Factors and Economic Cycle
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comunitat-uji-handle3:10234/111700
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Title
The Spanish Household Indebtedness. The Role of Socio-demographic Factors and Economic CycleAuthor (s)
Tutor/Supervisor
Pavan, MarinaTutor/Supervisor; University.Department
Universitat Jaume I. Departament d'EconomiaDate
2015-07Publisher
Universitat Jaume IAbstract
The last decade has witnessed a big increase in households’ indebtedness. The aim of this paper is to analyse the role of some socio-demographic factors and the economic cycle in determining the probability of holding ... [+]
The last decade has witnessed a big increase in households’ indebtedness. The aim of this paper is to analyse the role of some socio-demographic factors and the economic cycle in determining the probability of holding debt and the level of debt held by Spanish households. Using data from The Spanish Survey of Households Finances (EFF) for the years 2005, 2008 and 2011, we analyse the value of total, collateralised and non-collateralised debt, as well as the probability of holding these different types of debts. To this end, we use multiple linear regressions and logit models. We find that the socio-demographic factors are relevant to determine the Spanish household debts. In contrast, we cannot confirm the relevance of the economic cycle for the period considered. [-]
Description
Treball Final de Grau en Economia. Codi: EC1049. Curs academic: 2014-2015
Type
info:eu-repo/semantics/bachelorThesisRights
info:eu-repo/semantics/openAccess
This item appears in the folowing collection(s)
- Grau en Economia [289]
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