• closedAccess   Countercyclical prudential buffers and bank risk-taking 

      Illueca, Manuel; Norden, Lars; Pacelli, Joseph; Udell, Gregory F. Elsevier (2022-01-31)
      We investigate the effects of countercyclical prudential buffers on bank risk-taking. We exploit the introduction of dynamic loan loss provisioning in Spain, mandating that banks use historical average loss rates in their ...
    • openAccess   Credit Quality and Substitution in SME Finance 

      Norden, Lars; Van Kampen, Stefan; Illueca, Manuel World Scientific Publishing (2021-09-02)
      We investigate whether and how SMEs’ credit quality influences their substitution of bank credit for trade credit. Using data from the five largest European countries, we find that substitution of bank credit for trade ...
    • openAccess   Empirical analysis of the quality on risk disclosure by Spanish firms 

      González Rojas, Raquel Universitat Jaume I (2015-07-14)
      The conventional wisdom in the literature based on voluntary disclosure stressed that the amount of risk that companies disclose can be used as a proxy for the quality. However, when analysing the risk disclosure it ...
    • closedAccess   Evaluación y planificación financiera de un proyecto de inversión: Chocolates Valor 

      Díaz Correa, Jennifer Elena Universitat Jaume I (2018-10-24)
      Este trabajo de aplicación práctica busca profundizar en los aspectos importantes a tener en cuenta al analizar una posible inversión, así como la planificación financiera adecuada para que la empresa siga considerando el ...
    • closedAccess   Leverage and GDP volatility 

      Torregrosa Torrejón, Alejandro Universitat Jaume I (2016-01-26)
      The Descriptive evidence, classify the firms: in firms with Leverage over the average, firms with Leverage down the average and firms with Leverage between the mean and median (the most efficient group). This part also ...