• closedAccess   Constructing a financial inclusion index for Mexican municipalities 

      Dircio Palacios Macedo, María del Carmen; Cruz-García, Paula; Hernandez-Trillo, Fausto; Tortosa-Ausina, Emili Elsevier (2023)
      Access to financial services varies sharply around the world among countries but also within regions and municipalities in the same country. To identify this important variation multivariate indices have been considered ...
    • closedAccess   Costs, revenues and performance in Spanish banking:a comparative analysis of pre- and early crisis years 

      Prior, Diego; Tortosa-Ausina, Emili; Garcia-Alcober, Maria P.; Illueca, Manuel Taylor and Francis Group (2016-07-14)
      The literature analysing the efficiency of financial institutions has evolved rapidly over the last 20 years. Most research has focused on the input side, analysing either cost, input technical efficiency or input allocative ...
    • closedAccess   Countercyclical prudential buffers and bank risk-taking 

      Illueca, Manuel; Norden, Lars; Pacelli, Joseph; Udell, Gregory F. Elsevier (2022-01-31)
      We investigate the effects of countercyclical prudential buffers on bank risk-taking. We exploit the introduction of dynamic loan loss provisioning in Spain, mandating that banks use historical average loss rates in their ...
    • openAccess   Credit allocation and the financial crisis: evidence from Spanish companies 

      Petrovic, Marko; Teglio, Andrea; Alfarano, Simone Springer (2022-08-18)
      The worldwide financial crisis of 2007–2008 raised serious concerns about the soundness of banks’ activities and about the extent to which banking regulation should supervise banks’ investment decisions. We contribute to ...
    • openAccess   Credit risk on basel rules: Claims on corporates 

      Poyato Pastor, María del Carmen Universitat Jaume I (2014-06-20)
      In an uncertain economic environment and an increasingly globalized economy, a thorough risks control is necessary. Noteworthy among them, because of its importance in the banking activities, the credit risk. The Basel ...
    • openAccess   Fostering Agriculture under the Industrializing State: The Caja de Crédito Agrario and Agricultural Credit in Post-Depression Chile, 1926-53 

      González Correa, Ignacio; Robles, Claudio Sociedad de Estudios de Historia Agraria (SEHA) (2022-04)
      This paper analyzes the role of the Caja de Crédito Agrario (CCA) in the development of the agricultural credit market in post-depression Chile. Employing its official annual reports, reports from the Superintendency of ...
    • closedAccess   Liberalization and Risk-Taking: Evidence from Government-Controlled Banks 

      Illueca, Manuel; Norden, Lars; Udell, Gregory F. Oxford University Press (2014-07)
      We study the effects of the interplay between deregulation and governance on risk-taking in the financial industry. We consider the removal of regulatory geographic constraints for savings banks in Spain, the cajas, which ...
    • closedAccess   Overview of the microcredit sector: Europe countries vs developing countries: a cross-country study 

      Santamaría Mateu, Jéssica Universitat Jaume I (2016-06-15)
      Microcredit is a very useful financial instrument to facilitate the implementation of small businesses and fight against financial exclusion in developed countries as well as to fight against poverty in developing countries. ...
    • openAccess   Revisiting the quiet life hypothesis in banking using nonparametric techniques 

      Färe, Rolf; Grosskopf, Shawna; Maudos, Joaquín; Tortosa-Ausina, Emili Copyright © 2014 Taylor & Francis (2014-12)
      Early studies testing the quiet life hypothesis in banking found strong evidence that banks in more concentrated markets exhibit lower cost efficiency levels. More recent studies have reexamined the issue in different ...
    • openAccess   The financial network channel of monetary policy transmission: an agent-based model 

      Alexandre, Michel; Lima, Gilberto Tadeu; RICCETTI, LUCA; Russo, Alberto Springer (2023-01-13)
      The purpose of this paper is to explore the impact of monetary policy shocks on a financial network, which we dub the “financial network channel of monetary policy transmission”. To this aim, we develop a agent-based model ...
    • closedAccess   The geography of Spanish bank branches 

      Alamá Sabater, Luisa; Conesa, David; Forte Deltell, Anabel; Tortosa-Ausina, Emili © 2015 Taylor & Francis (2014-12)
      This article analyzes the determinants of bank branch location in Spain taking the role of geography explicitly into account. After a long period of intense territorial expansion, especially by savings banks, many of these ...
    • openAccess   The timeliness of loan loss provisions and the credit crunch in Spain: Evidence from firm-level data 

      Martínez Zaragoza, Mónica Universitat Jaume I (2014-06-20)
      The main objective of this End of Degree Project is to test whether more conservative banks before the economic crisis –i.e., those who exhibited timelier loan loss recognition-, were able to extend more loans to their ...
    • openAccess   Voluntary insurance vs. stabilization funds: An experimental analysis on bank runs 

      Barreda-Tarrazona, Iván; Grimalda, Gianluca; Teglio, Andrea Elsevier (2024-03-19)
      Banking crises have recurrently emphasized the crucial need for establishing effective mechanisms to prevent bank runs, and different organizations are exploring a range of potential measures. With the aim of contributing ...