• openAccess   Improving Risk Predictions by Preprocessing Imbalanced Credit Data 

      García, Vicente; Marqués Marzal, Ana Isabel; Sánchez Garreta, Josep Salvador Springer Berlin Heidelberg (2012)
      Imbalanced credit data sets refer to databases in which the class of defaulters is heavily under-represented in comparison to the class of non-defaulters. This is a very common situation in real-life credit scoring ...